Get More from Your Benefit Plans with Focus and Specialization

  • Are you looking for ways to attract and retain Executive talent?

  • Do you struggle with offering new and creative benefits to your employees?

  • Have an existing Group Long Term Care plan, and need help administering, communicating, educating, or enrolling your employees? Does your employee benefit consultant possess the appropriate license to do so?

  • Do you need help maximizing your employees’ appreciation and understanding of your employee benefit offering?

  • Do you understand the gaps you may have in your disability benefit plan?

  • Are you looking for a new way to improve your employees’ financial wellness?

  • Do you need help with an RFP for Executive Disability Benefits, Supplemental Disability Benefits, Group Long Term Care, or Voluntary Benefits?

  • Do you have an existing Executive Disability Benefit Plan or Supplemental Disability Insurance plan, and need help?

  • Are your highly compensated employees adequately protected by your disability benefit plan?

  • Are you struggling with updating your absence management strategy?

  • Looking for new ways to educate and communicate to your employees?

  • Do you need help finding a state-of-the-art benefits administration system that will reduce your most tedious tasks and free up your time?

  • Are you looking to control Group LTD costs, or mitigate claims experience?

  • Do you need help finding a new Employee Benefit Firm?

 

That’s why Navis Benefits Group is dedicated to the non-medical, specialty benefit offerings. Navis understands that medical insurance and paid family leave consumes the majority of your time and budget, plan administrators are under-staffed, and employees under-appreciate current benefits.

 

Employees expect good medical benefits. But it’s the other benefits that can make a benefit package truly unique and successful.

 

The ideal Employer partner is one that doesn’t know they have gaps in their benefits; or that there is a better way to enroll and communicate benefits; is open to understanding those gaps, learning what their competitors are offering, and looking for new ways to stand out from their peers.

Navis Benefits Group partners with Employers to:

 

Expose the gaps that may exist in their Group Disability (LTD) plan

Manage risk and exposure associated with Group LTD claims to attract and retain top executive talent

Communicate benefit offerings more effectively to employees

Improve employee engagement in benefit election process

Maximize employee appreciation of unique benefit offerings such as Group Long Term Care (GLTC)

Offer new and more meaningful benefits

Do you need help finding a new Employee Benefit Firm to handle your medical and ancillary benefit programs? Navis can help you with your search.

As a specialty-benefits focused firm with over 25 years of experience partnering with hundreds of Employee Benefit Firms, Navis is well positioned to help with your search. We will conduct a search, provide recommendations, execute on an Employee Benefit Broker RFP process, and coordinate the interview finalist process, to help you find the best possible Employee Benefit Firm match.

Why Partner With Navis?

  • Experience

    For the past 25 years, we’ve been a leader in the Executive and Supplemental Disability Insurance, Group Long Term Care, and Voluntary Worksite business. We’ve worked with Employers of all sizes and industries, partnered with hundreds of Employee Benefit Consultants, and have helped solve some of the most complex problems.

  • Collaboration

    As your specialty benefit partner, Navis is an extension of your business. We help mitigate the risks associated with designing, installing, and servicing Executive IDI, Supplemental IDI, Group LTC, and Voluntary Benefit plans. As your trusted partner, we can design and deliver cutting edge specialty benefit plans to help you better compete with your peers for top talent.

  • Focus

    Navis by design and intent, does not work on medical insurance. We recognize that your consultant’s skillset is aligned with medical insurance, and for many reasons medical insurance and paid family leave consume the majority of your time and budget. With over 25 years focusing on Executive IDI, Supplemental IDI, Group LTC and Voluntary Worksite Benefits, we are passionate and dedicated exclusively to these specialty products. This allow us to be the best partner possible to Employee Benefit Firms and Employers, and to deliver the highest caliber results possible. Let our focus complement your focus.

  • Better Benefits

    We all know that in today’s world, top Executive and Employee talent is hard to find, and in high demand. Unique and comprehensive benefits beyond the basics of health insurance, dental and life insurance is a must to compete for this top talent. Navis is well positioned to help Employers successfully compete for top talent with better benefits.

  • Customizable Solutions

    Navis understands that every Employer has unique needs and challenges. That’s why we thoughtfully and strategically design benefit and enrollment solutions that are customized. We are devoted and dedicated to the details, to build a plan that works best for our customers’ unique needs.

  • Administrative Support

    Specialty Benefits will strengthen your benefit program, and help you better compete for Executives and talented employees. Navis understands that your shelf space is limited, and taking on the administration of a new benefit offering can be concerning. We at Navis have you covered. We take the concern out of specialty benefits administration, and pride ourselves in delivering the highest white glove service possible. We will manage the entire administrative process beginning with a needs analysis, followed by plan designing, the RFP process, marketing, employee education, enrollment; and we will be your ongoing account management resource. Let Navis help you maximize your benefit program and minimize the administration of specialty benefit plans.

Connect with Navis today

Specialty Benefit Products

  • Executive Disability Insurance helps employers attract top Executive talent and meet the income protection requirements often outlined in an Executive Employment or Partnership Agreement. Group Long Term Disability (LTD) Insurance provides a good foundation for protecting incomes. However, Group LTD often leaves Executives and Partners significantly under-insured due to LTD benefit maximums, taxability of benefits, and bonus compensation or K-1 income not being covered. Executive Disability Insurance better protects the incomes of highly compensated Executives, by covering what the Group LTD plan does not. Navis will identify any gaps in coverage including uncovered compensation, design an Executive Disability Insurance program to addresses the gaps, and help you meet the requirements as outlined in executive employment or partnership agreements. We understand Executive Disability Insurance and will partner with the leading disability insurance and excess risk providers, to provide a solution that will take your disability income protection program to the next level.

  • Supplemental Long Term Disability Insurance (DI): Supplemental DI plans help employers strengthen their financial wellness program and differentiate themselves from their peer group. Supplemental DI Programs can be offered on an employer-paid or employee-paid basis. This benefit helps employees protect income often not covered by Group LTD such as bonus, commissions, K-1, or income above the LTD maximum; and can provide up to 80% income replacement. Navis will provide an income replacement gap analysis to illustrate shortfalls in the existing Group LTD program, benchmark the LTD plan to your competition’s plan, present solutions to address shortfalls in income protection levels, market the proposed program to insurance carriers, design the implementation timeline, educate employees, enroll, and service the program.

  • Employers that offer GLTC are benefit leaders, and truly care about their employees financial and emotional wellbeing. GLTC can help provide the funds needed to receive quality care at one’s home or in a facility, in the event of a long-term care qualifying event. This coverage gives the insured dignity, independence, and control over who and where care is provided; and is an important asset preservation benefit. Navis helps Employers currently offering GLTC to better administer their existing GLTC program, improve employee enrollment results and employee appreciation, and increase utilization of this unique benefit at time of claim. GLTC is highly regulated, and most state departments of insurance have specific LTC licensing and LTC education requirements a broker/consultant must possess to sell or service GLTC. Navis is well positioned to help employers get the most out of their GLTC programs.

  • Voluntary Worksite Benefits allows you to provide your employees with more benefit choices to meet their own specific needs, without impacting the employer benefit budget. Voluntary Worksite Benefits are employee paid and payroll deducted, and include benefits such as Accident, Critical Illness, Life, Legal, Pet, Dental and Disability Insurance. Voluntary Worksite Benefits are often installed in conjunction with a thoughtful Benefit Communication and Enrollment process, with face to face personalized meetings, or on a self-serve technology platform. The world of voluntary benefits can be challenging to navigate, and more so, to marry the insurance carrier’s technology platform with the Employers Benefit Administration or HCM system. We are highly experienced in navigating this business, we simplify the process, and we deliver superior outcomes.

  • Do your employees fully understand and appreciate your benefits offering? Looking to upgrade the way you communicate, educate, enroll, and administer your benefit program? Wondering is there’s a Cloud based solution capable of interacting with your HCM/HRIS system, Enrollment platform, and insurance carrier for real-time updates. Looking to reduce the most time-consuming Human Resource tasks? We will recommend options to improve employee understanding of the benefits you offer; increase employee engagement and retention; and help Human Resource Professionals more easily and effectively administer their employee benefit and absence management programs.