Missing the Boat?

Are you an Employer that still doesn’t offer Supplemental Disability Insurance (IDI), also known as Supplemental LTD?

You’re missing the boat.

In the employee benefits world, large employers tend to be the “pioneers” and early adopters of new benefit programs and products.  Over 50% of Fortune 500 Companies, 68 of the AM Top 100 Law Firms, and more than 50% of the country’s Top 100 Healthcare Systems offer Supplemental IDI plans, layered on top of their Group LTD plans.

With the strong and continued growing presence of Supplemental IDI plans in the larger employer space, Supplemental IDI is a mainstream and popular benefit program.  

The popularity of Supplemental IDI plans has spread down-market as a well-established benefit offering in mid to small employer space.  In fact, over 70% of new plans purchased cover less than 10 lives!

Supplemental IDI plans can protect up to 75% of income, including bonus compensation. 

Plans can be employer-paid, or voluntary with payroll deduction.  When offered as an employee benefit, IDI coverage is offered on a Guarantee Issue basis, with deep discounts to the premium, making coverage affordable.

Don’t miss the boat! If you’re thinking about adding Supplemental IDI to your benefit portfolio, Navis Benefits Group, LLC can help!

Navis Benefits Group is a specialty benefit firm, partnering with employee benefit consultants and employers, to design, market, install, and administer new, creative, and exciting benefit programs.  We help employee benefit firms focus on what they do best – health insurance – by serving as their outsourced, turn-key specialty benefits partner.